Liberty Vorsorge Acquires Kaspar& to Expand Digital Pensions

2026-02-23 - 08:33

Liberty Vorsorge, based in Schwyz, has acquired 100% of Kaspar&, a St Gallen-based fintech specialising in digital investment solutions. The acquisition is intended to strengthen Liberty’s technology and digitalisation capabilities and further develop its existing ecosystem. Kaspar& will continue to operate as an independent company within the Liberty Group. Founded in 2020, Kaspar& initially launched its own investment app in cooperation with Hypothekarbank Lenzburg, offering account, card, investment and pillar 3a solutions under its own brand. In 2024, the company shifted its strategic focus to the B2B segment and has since provided its technology to banks as a white-label solution. Its clients include several regional banks, as well as Liberty. Oliver Bienek “With Kaspar&, we are gaining a highly qualified team with proven expertise in the development of digital end-customer and B2B solutions,” said Oliver Bienek, CEO of Liberty. “The acquisition accelerates the implementation of our long-term platform strategy and opens up additional opportunities to leverage synergies and position pension solutions in the financial and insurance markets. To remain competitive in the pensions market, providers will increasingly need to deliver added value beyond the product itself—technologically, customer-focused and scalable.” Jan-Philip Schade, CEO of Kaspar&, described the transaction as a consistent strategic step for the company. Jan-Philip Schade “From the outset, our goal has been to make investing simpler and more accessible, particularly in the area of pensions,” he said. “With Liberty, we have the opportunity to further develop our technology within a strong ecosystem and to pursue our corporate strategy over the long term with a clearly aligned shareholder base.” Featured image credit: Kaspar&