AIB, Bank of Ireland and PTSB Roll Out Zippay for Instant Mobile Payments Across Ireland

2026-03-10 - 06:04

Zippay, a new person-to-person mobile payment service, is being launched this week by AIB, Bank of Ireland and PTSB. The service, accessible through the banks’ existing mobile banking apps, will roll out in phases from tomorrow and could reach more than 5 million eligible customer accounts. Customers will be able to send, request, and split payments instantly using the mobile numbers of contacts who also use Zippay. The service is delivered by European paytech company Nexi and will be made available to all financial institutions in Ireland offering IBAN account services with a mobile app. Brian Hayes, Chief Executive of BPFI, said: Brian Hayes “Eligible customers will begin to see Zippay appear automatically in their personal banking apps on a phased basis from tomorrow. Zippay will provide a quick and easy way to send and receive money or split payments or bills with friends, family and contacts who are also Zippay users. Customers will be able to send up to €1,000 per day and request up to €500 per transaction.” Hayes added that the service benefits from the security and protections of existing banking apps, avoiding the need for separate wallets or apps. Renato Martini, Digital Banking Solutions Director of Nexi Group, highlighted the service’s scalability: Renato Martini “Built on an API-based architecture, Zippay is designed for scalability and future growth. Following this initial launch, Zippay is being offered on a non-discriminatory basis to all financial institutions that provide IBAN account services and a mobile app to Irish consumers.” Featured image credit: Edited by Fintech News Switzerland, based on image by thanyakij-12 via Freepik